Health

Navajo Nation Plan offers medical, prescription drug, dental, vision and short-term disability benefits. Currently, there are two (2) tiers of coverage: individual coverage(self only) and family coverage(self plus eligible dependents). Election of coverage for an employee includes medical, prescription drug, dental, vision and short-term disability. Election of coverage for dependent(s) includes medical, prescription drug, dental and vision only.

Medical Benefit Program - pg. 31 of Plan Document

A standard Medical Calendar Year deductible applies and must be met before claims are paid.

Medical Calendar Year	Deductible
Per Individual	$300
Per Family	$600

Maximum Out-Of-Pocket	PPO or Non-PPO Providers
Per Individual	$3,500
Per Family	$7,000

Emergency Room Treatment
A $250 co-payment will apply per visit if treatment does not result in hospital confinement.

In-Patient Hospital Admission
A $250 co-payment will apply per in-patient admission.

Native Traditional Healing Benefit - pg. 39 of Plan Document

The maximum benefit per covered family is $1000.00 per calendar year

Traditional ceremony must be directly related to health of an employee or his/her covered dependent.

Must be conducted by a Native Healing Practitioner for the benefit of an employee or covered dependent.

The Plan reserves the right to verify native practitioner information prior to the processing of a claim.

Claim Process:

Native Traditional Healing Benefit form must be completed and original form submitted to our office. Forms may be faxed and emailed to michelleyazzie@navajo-nsn.gov.

Must be filed after ceremony has been performed and no later than 12 months from the date of service.

Does not cover dwelling, livestock and others not considered health-related.

Receipts are not required.

Forms

Native Traditional Healing Procedures (PDF)

Native Traditional Healing Benefit Form (PDF)

Pharmacy Benefit Program - pg. 58 of Plan Document

The Navajo Nation Employee Benefits Program offers a Pharmacy Benefit Program through MedImpact to employees and eligible dependents.

Co-Payments:

$10 co-payment for generic drugs; limited to 31 day supply
$20 co-payment for brand drugs; limited to 31 day supply
$35 co-payment for non-formulary brand drugs; limited to 31 day supply
For Specialty Drugs, contact MedImpact

A listing of various drugs is provided and as a member you should take this list with you every time you visit your doctor. For the Preferred Drug List Brochure, Click Here.

Mail Order Option

The mail order drug benefit option is available for maintenance medication (those that are taken for long periods of time, such as drugs sometimes prescribed for heart disease, high blood pressure, asthma, etc.) Copay applies. to register, please enroll online.

$20 co-payment for generic drugs; limited to 90 day supply
$40 co-payment for brand drugs; limited to 90 day supply
$70 co-payment for non-formulary brand drugs; limited to 90 day supply
20% up to $200 max co-payment for Specialty Drugs; limited to 31 day supply

Forms & Information:

MedImpact Portal Instructions (PDF)

MedImpact Preferred Drug List (PDF)

MedImpact Mail Order Prescription Delivery Service Registration (PDF)

MedImpact Pharmacy Reimbursement Form (PDF)

COVID Test Kits

For more information:
www.medimpact.com

Toll free:
(888) 648-6754

Dental Benefit Program - pg. 63 of Plan Document

A standard Dental Calendar Year deductible applies and must be met before claims are paid:

Dental Calendar Year	Deductible
Per Individual	$50
Per Family	$150

The Dental Benefit is divided into four types of classes:

Dental Service	Plan Pays
Class I - Preventative Services	(no deductible) plan pays 100% of covered expenses
Class II - Basic Services	$80% of covered expenses, after calendar year deductible
Class III - Major Services	80% of covered expenses, after calendar year deductible
Class IV - Orthodontic Services	50% of covered expenses, after calendar year deductible

The annual maximum benefits for Class I, II, and III services combined are $2,500.

There is a lifetime benefit amount for Class IV - orthodontic services of $2,000.

Vision Benefit Program - pg. 70 of Plan Document

There is no deductible to be paid for Vision Benefits.

Vision Service	Plan Pays
Maximum	$400 per covered member per calendar year
Lasik Surgery	$2000 lifetime maximum per covered member

One (1) eye examination per covered member per calendar year

One (1) Set of Lenses or Contact Lenses per covered member per calendar year

One (1) Set of vision ware (frames) per covered member per calendar year

To access the Verdegard Member Portal and view your benefits details, Click Here

Health Claim Submission

Navajo Nation Employee Benefit Plan
Verdegard Administrators, LLC
PO BOX 22009
Tempe, AZ 85285-2009

Toll Free: 800-448-3585
For Pre-Authorizations ONLY, fax to 866-293-9665

*Health Insurance cancels at midnight at the end of the covered month of termination date.

*COBRA notification to elect continuation of Health coverage only will be mailed to the member upon termination of coverage. Qualifications must be met.